UNDERSTANDING OUR PLANNING & WEALTH MANAGEMENT COSTS
At Gen Next Wealth, we follow a flat-fee, planning-first model designed for retirees and pre-retirees who want clarity, confidence, and direction before making long-term financial decisions.
At Gen Next Wealth, we follow a flat-fee, planning-first model designed for retirees and pre-retirees who want clarity, confidence, and direction before making long-term financial decisions.
Financial Planning Only Engagement
Our Financial Planning engagement lasts four months and includes:
- An upfront payment of $5,000 (50% of the total fee)
- Followed by $1,250 per month, paid in advance, for the 4-month planning period. This includes our full Retirement GPS Framework™, where we serve as your fiduciary partner and build a comprehensive retirement plan covering taxes, income planning, investments, Social Security timing, lifestyle alignment, and legacy planning.
If you choose to transition into Wealth Management during the planning phase, any remaining monthly payments are stopped and replaced with your ongoing AUM fee schedule. Planning continues seamlessly as part of your long-term relationship.
Financial Planning Only Engagement
Our Financial Planning engagement lasts four months and includes:
- An upfront payment of $5,000 (50% of the total fee)
- Followed by $1,250 per month, paid in advance, for the 4-month planning period. This includes our full Retirement GPS Framework™, where we serve as your fiduciary partner and build a comprehensive retirement plan covering taxes, income planning, investments, Social Security timing, lifestyle alignment, and legacy planning.
If you choose to transition into Wealth Management during the planning phase, any remaining monthly payments are stopped and replaced with your ongoing AUM fee schedule. Planning continues seamlessly as part of your long-term relationship.
Wealth Management Fee Schedule
Our annual Wealth Management fee is based on a tiered percentage of the assets we manage on your behalf. Fees are charged quarterly and automatically deducted from your managed account.
| Assets Under Management | Annual Fee |
|---|---|
| Under $3,000,000 | 1.00% |
| $3,000,000 – $4,999,999 | 0.75% |
| $5,000,000 – $14,999,999 | 0.50% |
| Above $15,000,000 | 0.25% |
Gen Next Wealth is a virtual advisory firm serving retirees and pre-retirees nationwide. All fees are transparent, fully disclosed, and aligned with our fiduciary commitment to acting in your best interest.