Archives: Captivate Podcasts

The hard work we put in today are all for the same dream that one day, our children, the next generation, will live a life far better off than where we stand today. In order to get to that future vision, we have to focus on our present direction.

In this episode I am joined by Angel Investor and General Partner of High Street Equity Partners, Mitch Brooks. We will talk about closing the equity gap and building family wealth for the future generations. 

Mitch shares detailed steps on how you can change your financial trajectory. We discussed the two key ways on how to address the gap, getting over the barrier of access to capital, debt and equity investment, home ownership and entrepreneurship, and more. All crucial steps to reach your financial goals and dreams for yourself and your family. 

It’s time that your dreams finally become your reality!

Highlights:

>> Defining the Equity Gap 

>> The gateways to change the financial picture for generations to come 

>> Getting over the barrier of access to capital

>> Venture capital 

>> Debt Investment vs. Equity Investment 

>> Giving a percentage of Equity of Ownership to the right partner/s

>> Private Equity 

>> The importance of Entrepreneurship in closing the equity gap especially for people of color

Connect with Mitch:

>> Instagram: https://instagram.com/mitchbrooks

>> Twitter: https://twitter.com/mitchbrooks

>> LinkedIn: https://www.linkedin.com/in/mabiv 

>> Linktr.ee: https://linktr.ee/mitchbrooks 

>> Email: grow@highstreetequity.com 

>> Website: https://www.highstreetequity.com/ 

If you loved this episode, you have to listen to these episodes as well: 

>> Getting out of Poverty & Creating Wealth with Dr. David Rhoiney

>> Utilizing Your Financial Why to Help Change the Racial Wealth Gap

>> Bridging the Racial Wealth Divide with Dedrick Asante-Muhammad [Black History Month Special]

I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

 

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Let’s Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) 

Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com  Can’t wait to meet you.

What is your Why?

In school, we are taught that math is all about numbers. Would you believe that it’s also about love? 

In this episode, Carl Richards, certified financial planner and author of The Behavior Gap, talks about Real Financial Planning. It’s not just about math but also about emotions. Figuring out your emotional problems and life direction is the solution to your financial problems. 

Carl talks about how getting to the root of what you truly love and want to do in life, sets the direction for your financial plan. You’ve got to decide on where you’re going first  before you figure out how to get there. 

Join us as we help you answer your why and begin the journey towards effective and real financial planning.

Highlights:

>> Accidentally entering the financial advice industry 

>> What Real Financial Planning is all about

>> Getting to the root: “What is your Why?”

>> The qualities of a real financial planner 

>> The continuous process of financial planning 

>> Finding the right financial Guide 

Connect with Carl:

>> Instagram: https://www.instagram.com/behaviorgap/?hl=en 

>> Twitter: https://twitter.com/behaviorgap 

>> LinkedIn: https://www.linkedin.com/in/thinkingcarl

>> Facebook: https://www.facebook.com/behaviorgap 

>> Email: hello@behaviorgap.com  

>> Website: https://behaviorgap.com/about/ 

If you loved this episode, you have to listen to these episodes as well: 

>> Episode 157: Forging Your Personal Financial Journey with Anthony J. Zhang 

>> Episode 154: Aligning Values and Investments with Laura LaTourette, CFP® and Ramona Maior, CFP

>> Episode 146: Behavioral Finance: How We Think About Money with Brian Portnoy

I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

 

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Let’s Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) 

Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com  Can’t wait to meet you.

Adult entertainment is one of the oldest industries in history. Whether we recognize it as a part of society or not, it exists, and so do the sex workers who earn income through this. Being in this profession raises stigma, discrimination, and disrespect. And this is why there are very few who cater to their financial planning needs.

In this episode, we go back to California and its stigmatized ecosystem, with Lindsey Swanson who made it her mission to create an incredible financial support system specifically for sex workers. As the CEO of Stripper Financial Planning, Lindsey offers quality financial advice while protecting her client’s dignity and rights at the same time. 

Discover how really seeing the people in the adult entertainment industry can inspire your financial savvy and also broaden your perspective.

Highlights:

>> Lindsey shares how she found her niche

>> Stigma faced while working with sex workers

>> Discrimination sex workers face in society

>> Working on finances and passion at the same time

>> Embracing failures and overcoming gender discrimination

 

Connect with Lindsey:

>> Instagram: https://www.instagram.com/lindseyswansong/ 

>> Twitter: https://twitter.com/lindseyswansong 

>> LinkedIn: https://www.linkedin.com/in/lindsey-swanson-cfp%C2%AE-455930114/ 

>> Website: https://www.stripperfinancialplanning.com/ 

>> Spotify: https://open.spotify.com/user/lindseybartels 

If you loved this episode, you have to listen to these episodes as well: 

>> Episode 149: Banking the Unbanked with Jontae James

>> Episode 70: Finding Your Niche and Doing What you Love with Jannese Torres-Rodriguez

>> Episode 48: We Need To Talk… About Systemic Racism, Sexism And Discrimination In The Workplace

I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

 

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Let’s Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) 

Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com  Can’t wait to meet you.

Welcome back to another episode of the Minority Money Podcast! There comes a time in everyone’s lives when you need to make a choice so huge that it can change how your life goes. In the case of my guest today, Anthony J. Zhang, it was the decision between being a full-time student, or dropping out and becoming an entrepreneur backed up by a VC.

When Anthony set out on his financial journey, he had to think with the end in mind and really plan out the kind of lifestyle he wanted– because he used that mindset to pave the road to building his wine and whiskey business that now sustains him and gives him the financial means to expand his own portfolio.

Tune into this episode and hopefully, it’ll inspire you on your own journey!

Highlights:

>> How Anthony formed his personal financial journey

>> Anthony’s advice for building your own financial journey

>> Learning and understanding more about digital assets and cryptocurrency

>> How Anthony uses wine and whiskey as an investment

>> What inspires Anthony to continue to grow and lead

Connect with Anthony:

>> Website: https://www.vinovest.co/ 

>> Facebook: https://www.facebook.com/vinovestofficial/  

>> Instagram: https://www.instagram.com/anthony_j_zhang/   

>> Twitter: https://twitter.com/anthony_j_zhang 

>> LinkedIn: https://www.linkedin.com/in/anthony-zhang-988a2375/

If you loved this episode, you have to listen to these episodes as well: 

>> Episode 156: We Need to Talk… About Wealth For All Families

>> Episode 84: Building a Successful Business with Sheneya Wilson [Black History Month Special]

>> Episode 45: The Secret to Being a Successful Investor with Daniel Crosby

I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

 

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Let’s Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) 

Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com  Can’t wait to meet you.

Welcome back to another episode of the Minority Money Podcast! Usually, it’d just be me and another guest– but for today, we’ll be having a “We Need to Talk” episode where we air out and talk about building generational wealth for all families.

In a country where the color of your skin has a say in how you achieve wealth and stability, this topic is meant to address the great divide and inequalities in both our societies and institutions. While the fight to make financial education more accessible is far from over, we cannot waver now because absolutely every family deserves financial security.

Be sure to join in on this conversation with Sonya Dreizler, Diana G. Yáñez, CFP®, Phuong Luong, CFP®!

Highlights:

>> Addressing the racial wealth divide

>> What people commonly think about financial literacy and history

>> How we work with clients in the face of systemic discrimination

>> When we realized just how systemic the racial wealth divide is

>> Why there is a lack of financial information amongst minorities

>> Advice and resources for financial planners and individuals

Connect with Sonya:

>> Website: http://www.hellochoir.com/ 

>> Instagram: https://www.instagram.com/sonyadreizler/  

>> Twitter: https://twitter.com/SonyaDreizler  

>> LinkedIn: https://www.linkedin.com/in/sdreizler/ 

Connect with Diana: 

>> Website: https://allthecolors.net/ 

>> Instagram: https://www.instagram.com/all_the_colors_8/ 

>> Twitter: https://twitter.com/DianaGisel_Y/

>> LinkedIn: https://www.linkedin.com/in/dianagyanez/ 

Connect with Phuong: 

>> Website: https://wealthplanning.com/ 

>> Twitter: https://twitter.com/pt_luong 

Resources Mentioned:

>> Racial Justice Investing Website: https://www.racialjusticeinvesting.org/ 

>> Resource Generation Website: https://resourcegeneration.org/ 

>> The 2050 Trailblazers Podcast: https://www.2050trailblazers.com/podcast 

If you loved this episode, you have to listen to these episodes as well: 

>> Episode 155: Emlen & Dasarte Going Independent

>> Episode 141: All The Colors: Changing the Complexion of Wealth with Diana G. Yáñez

>> Episode 138: Kicking off Women’s History Month with Sonya Dreizler and Liv Gagnon

I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

 

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Let’s Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) 

Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com  Can’t wait to meet you.

Just as we’re celebrating our independence as a nation– maybe it’s also time for you to consider becoming an independent financial advisor! As we progress in the industry, there’s always going to be a part of us that wants independence in some way, shape, or form to create our own individual journeys.

In this episode, long-time recurring guest Dasarte and I talk about how you can achieve this independence, and you need to avoid making the same common mistakes among all financial advisors.

Find your why, and draw your path as you listen in on our conversation! 

Highlights:

>> How Dasarte knew he was ready to go independent

>> Common mistakes people make when going independent

>> How Dasarte recenters himself when things are difficult

>> Don’t be scared of grit and grind, but also defend your time

>> Everything you learn at this moment is to be better than the last

Connect with Dasarte:

>> Instagram: https://www.instagram.com/dasarteyarnway/ 

>> Twitter: https://twitter.com/DasarteYarnway 

>> LinkedIn: https://www.linkedin.com/in/dasarte-yarnway-b3b39443/ 

If you loved this episode, you have to listen to these episodes as well: 

>> Episode 154: Aligning Values and Investments with Laura LaTourette, CFP® and Ramona Maior, CFP®

>> Episode 123: Brand Building and Minorities in Finance with Jacqueline Schadeck

>> Episode 53: Following Your Passion & Growing Your Wealth with Modern Money’s Angela Moore

 

 I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

 

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Let’s Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) 

Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com  Can’t wait to meet you.

Welcome back to the Minority Money Podcast! Continuing our celebration of Pride Month, I’ve invited over Laura LaTourette(she/her) and Ramona Maior(she/her) of Family Wealth Management Group. In this episode, we’ll dive right into how companies like the Rainbow Network and Onyx try to make sure that the industry remains progressive as they cater to clients who align their values with their investments!

While Pride Month comes to an end, the fight for diversity, equality, and inclusion is still far from over. As minorities and members of the LGBTQ+ that continue to face discrimination across societies and industries, we must band together as a community, uplift one another, and fight for our space in the world – especially in these particularly tumultuous times.

Highlights:

>> Why we need organizations like the Rainbow Network

>> Reception from the LGBTQ+ community

>> What diversity and inclusion mean to Ramona and Laura

>> Mental health and money

>> Ramona and Laura’s thoughts on ESG

>> What inspires Ramona and Laura to grow and lead 

Connect with Laura and Ramona:

>> Website: https://www.familywmg.com/ 

>> Website: https://www.cfp.net/ 

>> Twitter: https://twitter.com/LauraLaTourette

>> Twitter: https://twitter.com/RamonaCFP

>> LinkedIn: https://www.linkedin.com/in/llatourette/

>> LinkedIn: https://www.linkedin.com/in/ramona-maior/

If you loved this episode, you have to listen to these episodes as well: 

>> Episode 153: Happy Juneteenth and Father’s Day 2022!

>> Episode 131: Creating Change Through Representation with Ana Trujillo Limón

>> Episode 86: Building Dreams through Business with Hope Newsome

 

 I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

 

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Let’s Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) 

Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com  Can’t wait to meet you.

On the Minority Money Podcast, we talk a lot about equality and representation and why they’re such an important factor in human empowerment. This week, we’re taking a step back from our regularly scheduled program for a special episode dedicated to celebrating Juneteenth and Father’s Day. 

With this being the first federal holiday of Juneteenth, I want to shed more light on the historical context of the day and what it means to many Americans, especially African-Americans such as myself. In addition, I’ll talk about the country’s rising state of interest rates and what those changes mean for you and your finances.

Highlights:

>> The historical significance of Juneteenth

>> What the rising interest and savings rates mean for us

>> Quick tips to help save money

If you loved this episode, you have to listen to these episodes as well: 

>> Episode 152: Real Estate with Intention and Community with Alex Salazar

>> Episode 101: Father’s Day Special!

>> Episode 66: How to Start Feeling Good about Your Money with Pamela Capalad

 

 I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

 

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Let’s Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) 

Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com  Can’t wait to meet you.

Buying a home is one of the most stressful choices that we can go through. Many of us usually ask if it’s a good or bad time to buy, and these questions can put us off from taking that first step. But here’s the thing: When it comes to building generational wealth, we cannot underestimate the power of owning property.

To continue our celebration of Pride Month 2022, I am very happy to be joined by my good friend Alex Salazar of The Salazar Group. With over 18 years of experience as a real estate agent, he shares his knowledge and insights to help you answer the all-important question: Are you ready to buy your own property? In addition, Alex shares his personal stories that emphasize why intentionality and the spirit of community can foster growth in our relationships and wealth-building journey.

So make sure to join us as Alex shows us the ins and outs of property ownership and its many benefits beyond just financial wealth!

Highlights:

>> Planning for Alex’ marriage and his business

>> The current state of the real estate market

>> How Alex helps people make that first step to buying a home

>> The principle of community

>> What growth and education mean for Alex 

Connect with Alex:

>> Website: https://www.thesalazargroupre.com/

>> Facebook: https://www.facebook.com/alexanderesalazar

>> Instagram: https://www.instagram.com/the_salazar_group/

If you loved this episode, you have to listen to these episodes as well: 

>> Episode 151: From Broke to Badass with Cally Ingebritson

>> Episode 133: Building Generational Wealth with Lea Landaverde

>> Episode 72: Investing in Your Future through Real Estate with Jamisa McIvor

 

 I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

 

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Let’s Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) 

Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com  Can’t wait to meet you.

A lot of people have very heavy emotions around money – from anxiety about their financial state to shame from past mistakes. Many of these emotions stem from a lack of financial education and entry points. But when you’re a minority in the United States and access to this information is held by certain privileged groups it can be difficult to break past these barriers. But if we come together as a community and uplift one another we can shake things up and create a more equitable system AND country!

To kick off our first episode of celebrating Pride Month 2022, I’m happy to be joined by Cally Ingebritson of Chillax Finance. As a financial coach and proud member of the LGBTQIA+ community, she is dedicated to helping members from underrepresented backgrounds bring clarity to their financial plans and make decisions that align with their lifestyles and values.

If you’ve been feeling stuck with traditional finance then make sure to join Cally and me as we discuss how you can get started on developing a confident and positive relationship with your finances!

Highlights:

>> How Cally got started in the financial world

>> Cally’s ‘Broke to Badass’ mindset

>> The financial service industry is ‘pale, male, and stale’

>> How Cally helps clients go from broke to badass

>> What motivates Cally to grow

Connect with Cally:

>> Website: https://www.chillaxfinance.com/ 

>> Facebook: https://www.facebook.com/chillaxfinance

>> Instagram: https://www.instagram.com/chillaxfinance/ 

>> Twitter:  https://twitter.com/chillaxfinance

>> LinkedIn: https://www.linkedin.com/company/chillaxfinance/ 

>> Shakipedia: A Shakira Podcast: https://anchor.fm/shakipedia 

If you loved this episode, you have to listen to these episodes as well: 

>> Episode 150: Some Life and Business Updates with Maricela Miles-Mattingly

>> Episode 142: Life Planning: Looking Beyond Finances with George Kinder

>> Episode 124: Finding Success as a Minority with Paty Villegas

 

 I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

 

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Let’s Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) 

Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can’t wait to meet you.