Archives: Captivate Podcasts

Stop writing your new year’s resolution, it’s time to stay committed to accumulating your wealth this 2023. 

Today’s episode is about how to continue to grow wealth and how to stay on track of your goals. Set your goals right, don’t list more than three goals because you will only lose focus of what you really want to do. 

2023 is not the year for excuses. Don’t be afraid to invest this 2023! Listen now! 

 

No excuses!

Any excuse for non performance however valid softens the character. 

It’s a sedative against one’s own conscience. 

When a person uses an excuse, they attempt to convince both themselves and others that being unsatisfactory is somehow acceptable. 

They perhaps unconsciously attempt to divert the attention away from performance, the only thing that counts to their own want for sympathy.

The user is dishonest with themselves as well as others. 

No matter how good or how valid, the excuse never changes the performance. 

The world measures in terms of performance alone, no person is remembered in history for what they may have accomplished. 

History never asked how hard it was to do something nor considered the obstacles that someone had to overcome. 

No person performed a worthwhile task without consciously ignoring the many plausible excuses. 

Washington MITRE reported the Delaware’s running with ice that would crush our boats. 

Lincoln might have said that people will simply not support a war to keep the South in union. 

Eisenhower may have said at Normandy, as the Germans did. 

The weather made amphibious assault impossible.

To use an excuse is a habit. We cannot have both the performance habit and the excuse habit. 

We all have a supply of excuses. The more we use them, the lower our standards become, the poor our performance, and the better we perform. 

The less plausible our excuses become. The next time you want to defend your slothfulness with an excuse instead say no excuses. 

Notice the startling effect this will have on your self respect. You will recognize your failure. 

You have been honest with yourself and you’ll be one step closer to the performance standard. 

Highlights:

>> The year 2022 ended in a rally

>> An increase in Social Security for retired people

>> Good things that happened with my family

>> Set a small number of goals for yourself in 2023

>> How to continue to grow wealth

>> How to stay track on your goals

I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

 

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Let’s Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) 

Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com  Can’t wait to meet you.

We are back on the podcast after a short break with a mash-up of some of the best moments from 2022!

2022 has been an amazing year! As always, we’ve continued to highlight fellow minorities who are making waves in the financial planning space, shared their stories and tactics on how you can create generational wealth for your family. We also highlighted stories from strong independent women and the LGBTQ community.

Get ready, as 2023 will only get better!

Enjoy!

Episode Highlights:

Behavioral Finance: How We Think About Money with Brian Portnoy – Jump in on our conversation as Brian shares with us how we can underwrite a life that is meaningful to us!

https://gennextwealth.com/episode/behavioral-finance-how-we-think-about-money-with-brian-portnoy

Successful Career Shifting in your 40’s with Tamara White Hutchinson – Learn how Tamara overcame money anxiety and how it led to her current career shift at 40.

https://minority-money.captivate.fm/episode/successful-career-shifting-in-your-40s-with-tamara-white-hutchinson

Breaking Glass Ceilings in Finance with Rosa Chalekian and Mari Miles-Mattingly – If you’ve ever felt like people have put you down for your gender, then we hope that this episode empowers you to prove everyone wrong and achieve your dreams!

https://minority-money.captivate.fm/episode/breaking-glass-ceilings-in-finance-with-rosa-chalekian-and-mari-miles-mattingly

Motivation vs Commitment – Each time the new year arrives there’s always this sudden motivation to push ourselves to do better, but here’s the thing. But motivation comes and goes. What you’ll really need is commitment to actually push through.

https://minority-money.captivate.fm/episode/motivation-vs-commitment

I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

 

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Let’s Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) 

Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com  Can’t wait to meet you.

There comes a season in life where you’ve planned everything out and your course seems to be going in a straight line and suddenly, everything goes wayward. Challenges begin to pile up and you don’t know which one to deal with first. When all the doors are being shut, it might be a sign for you to take an alternate course. 

Today we are joined by Shana Sissel, Founder, President, & CEO of Banríon Capital Management, the Queen of Alternatives, Mrs. Illinois Intl 2020, and Co-Host of The Black Swans Podcast. Shana joined us in Episode 89 where she showed us why women should be in the field of finance. A lot has changed since the last time she was here on the show! In this episode, she gets candid and shares the challenges she overcame in the past months leading her to start Banríon Capital Management. 

Shana talks about the challenge of overcoming problems, and beginning an alternate path to achieve the goals she has for herself, her son, and for the industry. With her company, she wants to help both advisors and clients navigate through the world of alternative investments by providing advisors all the tools and databases they need to build alternative portfolios. 

The path you take whether it be in life or in your investments doesn’t need to be the same as everyone else, or what other people expect of you, you just have to focus on the alternate path and investments that best works for you! 

 

Highlights:

>> Founding Banríon Capital Management

>> The challenges Shana faced over the past 14 months

>> What are alternatives

>> Making diversification happen through alternatives

>> Alternatives as a way to diversify portfolios

>> Working with companies with the same vision 

>> Shana’s liquid alternative models 

>> Providing turn-key solutions that advisors can use 

>> Giving the average retail investor and the average advisor access to analytical tools 

>> Bouncing back from rock bottom 

>> Shana on making an effort to improve her mental health and overall well-being

>> The importance and impact of sharing the vulnerable stories 

Connect with Shana:

>> LinkedIn: www.linkedin.com/in/shsissel 

>> Website: www.banrioncapital.com 

>> Instagram: @finance_queen2020 

>> Twitter: @shanas621 

Shana’s Projects:

>> The Black Swans Podcast

>>The Often-Forgotten Art and Science of Manager Due Diligence  

If you loved this episode, you have to listen to these episodes as well: 

>> Empowering Women to be in Finance with Shana Sissel

>> Compass vs. Map: How to Navigate When Life Gets Off-Course 

>> The Secret to Being a Successful Investor with Daniel Crosby 

I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

 

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Let’s Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) 

Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com  Can’t wait to meet you.

To be able to build wealth, you need to begin with a holistic approach to financial planning that is simple enough so you’ll stick with it through up and down times.

In this episode, Andre Albritton of The Millennials Next Door will share the Bucket Days Approach to building wealth. People, especially millennials, are intimidated by financial planning and budgeting. Andre makes this less intimidating by breaking down the process of financial planning and budgeting into 3 Buckets. This method will help you focus on what you can do in each season to build wealth – setting financial goals, developing a plan, retiring rich, and building generational wealth.

Andre is a nationally recognized personal finance expert dedicated to helping millennials reach financial freedom. He is redefining wealth and is inspiring others to reach financial freedom on their terms. His work has been featured on Blavity, HBCU Wall Street, His & Her Money and much more.

Learn these simple principles to help you reach your financial goals! Tune in now!

 

Highlights:

>> Millennials Next Door

>> Bucket Days Approach

>> Emotional cycle in spending money

>> Yesterday is expenditures mistake

>> Today is establishing a spending plan

>> Tomorrow is retirement planning

>> Why real estate is important for tomorrow’s plan

>>  Andre’s fact: Mindset has more impact in wealth building

Connect with Andre:

>> LinkedIn: www.linkedin.com/in/andrealbritton

>> Website: tmndfinance.com

>> Instagram: @themillennialsnextdoor

>> Instagram: @andre3000n1

>> Twitter: @Millennials_N_D

>> Tiktok: @andre3000n1

If you loved this episode, you have to listen to these episodes as well: 

>> Empowering Women to be in Finance with Shana Sissel

>> People of Color Disrupting the Financial Industry with Dana Wilson

>> Creating Change Through Representation with Ana Trujillo Limón

I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

 

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Let’s Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) 

Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com  Can’t wait to meet you.

We’re about to enter the 4th quarter of 2022! How have you been doing so far? We have curated some of the episode highlights from the earlier part of the year. These episodes are foundational in planning and building towards a life of wealth for you and your family.

Take a look back on these episodes and let’s finish the year strong! Enjoy this episode!

Links to the full episodes and show notes:

Life Planning: Looking Beyond Finances with George Kinder https://minority-money.captivate.fm/episode/life-planning-with-george-kinder

We’ve talked so much about financial planning on this podcast, but there’s a much bigger picture we also need to consider when we lay down our finances. And that’s life planning– where we aim our financial goals based on what we want to achieve in our lifetime and how we can support our dreams.

Financial Planning and the Racial Wealth Gap with Dr. Miranda Reiter, Ph.D. https://minority-money.captivate.fm/episode/financial-planning-and-the-racial-wealth-gap-with-dr-miranda-reiter-phd

For a long time, gender and racial equality stood far from ever being recognized and addressed. It’s only in recent years that we as a society have progressed to be much more inclusive and representative of minorities in the financial planning field. Join us in this episode as we talk about the facts and how the industry needs to change to present more equal and equitable opportunities for minorities.

Creating your Financial Narrative with Shehara Wooten [Black History Month Special] https://minority-money.captivate.fm/episode/creating-your-financial-narrative-with-shehara-wooten-black-history-month-special

We all have a story that is uniquely our own and just like with finances, not everyone goes through the same journey. Shehara Wooten is one such financial planner who is here to help you create your own financial narrative which caters to your specific needs. 

Building Generational Wealth with Lea Landaverde https://minority-money.captivate.fm/episode/building-generational-wealth-with-lea-landaverde

Building wealth for ourselves is a dream for all of us but building generational wealth that will help your entire family and all the future generations to come after you is even better. Here to help you realize that you too can achieve this is Lea Landaverde. If you were born into not the best of circumstances and looking to break through and live the life you’ve always dreamt of for yourself and your entire family then this week’s episode is just for you.     

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I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

 

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Let’s Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) 

Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can’t wait to meet you.

It doesn’t matter how old you are, if you want to make a change and uplevel your skills, you can do it!

Tamara White Hutchinson is a public relations and communications practitioner of more than 20 years and recently began the process of transitioning into the financial industry, with her money coaching company, The Cash Class. Tamara and I talk about how anyone can successfully change careers in their 40’s. She also shares the change she went through when she started suddenly making six figures at 25 year old from making only $35,000 a year. We also talk about money anxiety and how she educated herself into a better relationship with money.

Learn how Tamara overcame money anxiety and how it led to her current career shift. Tune in now!

 

Highlights:

>> Planted seeds of grit and resilience

>> Tamara’s money anxiety

>> Learning more and figuring out what causes her anxiety

>> From PR to CFP at 40

>> Importance of advisors in running the numbers

>> More room for women, people of color, and LGBT community in the financial industry

Connect with Tamara:

>> Website: thecashclass.com

>> Facebook: www.facebook.com/thecashclass

>> Instagram: @thecashclass

>> linktr.ee: linktr.ee/thecashclass

>> Twitter: @thecashclass

If you loved this episode, you have to listen to these episodes as well: 

>> Empowering Women to be in Finance with Shana Sissel

>> People of Color Disrupting the Financial Industry with Dana Wilson

>> Creating Change Through Representation with Ana Trujillo Limón

I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

 

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Let’s Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) 

Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com  Can’t wait to meet you.

For the first time ever, we have a global pandemic that shut the world down. This fueled the annual economic inflation rate in the US to slow down more than expected. Being on the receiving end of all these circumstances, how will you cope? 

In this episode, I’ll be joined by my wife Maricela Miles-Mattingly, as we celebrate our fifth wedding anniversary. Aside from economic inflation, we’ll also talk about student loans, the economy, and banking updates. People want to be more secure at any given market and at any given time. Invest in working with a financial advisor so you can make the right decision to improve your finances. 

Come out financially stronger after this inflation! Tune in now!

 

Highlights:

>> Impacts of inflation in the economy, market, and for the consumers.

>> Type of people that are coming into the bank.

>> Inflation reduces the purchasing power of consumers.

>> Take advantage of inflation, invest now.

>> Student Loans Forgiveness.

>> Going back to how the Minority Money Podcast started.

If you loved this episode, you have to listen to these episodes as well: 

>> Empowering Women to be in Finance with Shana Sissel

>> People of Color Disrupting the Financial Industry with Dana Wilson

>> Creating Change Through Representation with Ana Trujillo Limón

I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

 

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Let’s Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) 

Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com  Can’t wait to meet you.

So much has been said about equality of representation and its influence, not just within the financial technology industry, but the society as a whole. However, looking at statistics,  reality clearly does not complement expectation.

In this episode, journalist Nicole Casperson, discusses her role as the founder of WTFintech in calling out clear inequities in the finance industry and the media. As a woman who had been faced with a representational dilemma, Nicole continuously voices out her story and every story created by diverse leaders, no matter the gender, no matter the complexion.

Let us continue to advance our financial prowess by expanding our representation. Tune in now.

Highlights:

>> Nicole, the dynamic content creator behind WTFintech

>> What WTFintech offers to the financial technology industry

>> The importance of diversity to serve the underserved communities

>> Impact of representation in the media and business to people

>> Nicole’s source of motivation to grow and lead

>> How working in the media requires a strong support network

Connect with Nicole:

>> Instagram: @nicolecasperson

>> LinkedIn: www.linkedin.com/in/nicole-casperson

>> Twitter: @nicolecasperson 

>> Facebook: www.facebook.com/WTfintech 

>> Website: www.workweek.com/ 

If you loved this episode, you have to listen to these episodes as well: 

>> Empowering Women to be in Finance with Shana Sissel

>> People of Color Disrupting the Financial Industry with Dana Wilson

>> Creating Change Through Representation with Ana Trujillo Limón

I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

 

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Let’s Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) 

Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com  Can’t wait to meet you.

As children, we’ve seen our parents struggle financially and become chained to debt. Fast-forward to the present, we’ve grown into people who desire the opposite; to become financially stable and independent. 

My guest for today was able to do exactly just that! I am joined by Real Estate Investor and Financial Independence Coach, Antoinette Munroe. At just 36 years old, she was able to achieve her retirement goal!

In this episode, Antoinette shares her journey of pursuit towards financial independence. She talks about how Real Estate Investment became the fuel for her financial freedom journey. We also talked about Budget ABC’s, House Hacking, Travel Hacking, and more.

We’d love to help you on your journey, too! Join us in this episode. 

Highlights:

>> The Beginning of the Pursuit

>> Discovering Real Estate Investment 

>> Budget ABC’s: A fresh take on a balanced budget

>> Understanding your Cash Flow 

>> House Hacking: Eliminating your biggest expense to accelerate your path to financial independence

>> Your Short-Term and Long-Term Plan 

>> Travel Hacking: Low to no cost strategies for lifestyle enhancement 

Connect with Antoinette:

>> Instagram: www.instagram.com/fearlessandfreefi/ 

>> Youtube: Fearless & Free Fi 

>> LinkedIn: www.linkedin.com/in/jolieantoinette 

>> Facebook:  www.facebook.com/FearlessandFreeFi 

>> Email: fearlessandfreefi@gmail.com 

>> Website: www.fearlessandfreefi.com/ 

If you loved this episode, you have to listen to these episodes as well: 

>> Episode 2: Education, Financial Stability, Health and Your Well-Being 

>> Episode 16: How to Win at Student Loan Debt 

>> Episode 33: How to be Financially Intentional with Naseema McElroy

>> Episode 46: Getting out of Poverty & Creating Wealth with Dr. David Rhoiney 

I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

 

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Let’s Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) 

Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com.  Can’t wait to meet you.

From account executive to radio intern to furniture and limousine dealer, Carlese Laurent believed his resume was akin to a Rolodex. Refocusing however on his top two interests – numbers and people – he finally found fulfillment and mission in helping people own their homes.

Carlese Laurent joins us today to share his ragged path of paving for the life he always dreamed of. He also teaches us on how mortgage loans work and gives some advice on owning your own homes. On top of dealing with people to talk about mortgage loans, he is ardently educating people about mental wealth and financial discipline.

Be inspired by Carlese’ story and learn how to bring yourself home.

Highlights:

>> Carlese’s education and career background

>> What are involved in mortgage loans

>> Benefits of owning your own homes 

>> Learning to grow your mental wealth

>> What inspires Carlese to grow and learn more

>> Advice for people in achieving their dreams

Connect with Carlese:

>> Instagram: https://www.instagram.com/mlo_laurent 

>> Facebook: https://www.facebook.com/carlese22 

>> LinkedIn: https://www.linkedin.com/in/carlese-laurent 

If you loved this episode, you have to listen to these episodes as well: 

>> Home Ownership: Everything You Need To Know When Purchasing a New Home with Myra Alvarez & Jose Sahagun

>> Investing in Your Future through Real Estate with Jamisa Mclvor

>> Following your Passion & Growing Your Wealth with Modern Money’s Angela Moore

I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

 

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Let’s Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) 

Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com. Can’t wait to meet you.