Planning Your Life & Finances – a 2022 Mashup!

We’re about to enter the 4th quarter of 2022! How have you been doing so far? We have curated some of the episode highlights from the earlier part of the year. These episodes are foundational in planning and building towards a life of wealth for you and your family.

Take a look back on these episodes and let’s finish the year strong! Enjoy this episode!

Links to the full episodes and show notes:

Life Planning: Looking Beyond Finances with George Kinder https://minority-money.captivate.fm/episode/life-planning-with-george-kinder

We’ve talked so much about financial planning on this podcast, but there’s a much bigger picture we also need to consider when we lay down our finances. And that’s life planning– where we aim our financial goals based on what we want to achieve in our lifetime and how we can support our dreams.

Financial Planning and the Racial Wealth Gap with Dr. Miranda Reiter, Ph.D. https://minority-money.captivate.fm/episode/financial-planning-and-the-racial-wealth-gap-with-dr-miranda-reiter-phd

For a long time, gender and racial equality stood far from ever being recognized and addressed. It’s only in recent years that we as a society have progressed to be much more inclusive and representative of minorities in the financial planning field. Join us in this episode as we talk about the facts and how the industry needs to change to present more equal and equitable opportunities for minorities.

Creating your Financial Narrative with Shehara Wooten [Black History Month Special] https://minority-money.captivate.fm/episode/creating-your-financial-narrative-with-shehara-wooten-black-history-month-special

We all have a story that is uniquely our own and just like with finances, not everyone goes through the same journey. Shehara Wooten is one such financial planner who is here to help you create your own financial narrative which caters to your specific needs. 

Building Generational Wealth with Lea Landaverde https://minority-money.captivate.fm/episode/building-generational-wealth-with-lea-landaverde

Building wealth for ourselves is a dream for all of us but building generational wealth that will help your entire family and all the future generations to come after you is even better. Here to help you realize that you too can achieve this is Lea Landaverde. If you were born into not the best of circumstances and looking to break through and live the life you’ve always dreamt of for yourself and your entire family then this week’s episode is just for you.     

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I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

 

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Let’s Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF

Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com Can’t wait to meet you.

Successful Career Shifting in your 40’s with Tamara White Hutchinson

It doesn’t matter how old you are, if you want to make a change and uplevel your skills, you can do it!

Tamara White Hutchinson is a public relations and communications practitioner of more than 20 years and recently began the process of transitioning into the financial industry, with her money coaching company, The Cash Class. Tamara and I talk about how anyone can successfully change careers in their 40’s. She also shares the change she went through when she started suddenly making six figures at 25 year old from making only $35,000 a year. We also talk about money anxiety and how she educated herself into a better relationship with money.

Learn how Tamara overcame money anxiety and how it led to her current career shift. Tune in now!

 

Highlights:

>> Planted seeds of grit and resilience

>> Tamara’s money anxiety

>> Learning more and figuring out what causes her anxiety

>> From PR to CFP at 40

>> Importance of advisors in running the numbers

>> More room for women, people of color, and LGBT community in the financial industry

Connect with Tamara:

>> Website: thecashclass.com

>> Facebook: www.facebook.com/thecashclass

>> Instagram: @thecashclass

>> linktr.ee: linktr.ee/thecashclass

>> Twitter: @thecashclass

If you loved this episode, you have to listen to these episodes as well: 

>> Empowering Women to be in Finance with Shana Sissel

>> People of Color Disrupting the Financial Industry with Dana Wilson

>> Creating Change Through Representation with Ana Trujillo Limón

I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

 

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Let’s Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF

Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com  Can’t wait to meet you.

Keeping Up & Taking Advantage of the Economic Inflation with Maricela Miles-Mattingly

For the first time ever, we have a global pandemic that shut the world down. This fueled the annual economic inflation rate in the US to slow down more than expected. Being on the receiving end of all these circumstances, how will you cope? 

In this episode, I’ll be joined by my wife Maricela Miles-Mattingly, as we celebrate our fifth wedding anniversary. Aside from economic inflation, we’ll also talk about student loans, the economy, and banking updates. People want to be more secure at any given market and at any given time. Invest in working with a financial advisor so you can make the right decision to improve your finances. 

Come out financially stronger after this inflation! Tune in now!

 

Highlights:

>> Impacts of inflation in the economy, market, and for the consumers.

>> Type of people that are coming into the bank.

>> Inflation reduces the purchasing power of consumers.

>> Take advantage of inflation, invest now.

>> Student Loans Forgiveness.

>> Going back to how the Minority Money Podcast started.

If you loved this episode, you have to listen to these episodes as well: 

>> Empowering Women to be in Finance with Shana Sissel

>> People of Color Disrupting the Financial Industry with Dana Wilson

>> Creating Change Through Representation with Ana Trujillo Limón

I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

 

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Let’s Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF

Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com  Can’t wait to meet you.

Advancing Financial Technology Through Equal Representation with Nicole Casperson

So much has been said about equality of representation and its influence, not just within the financial technology industry, but the society as a whole. However, looking at statistics,  reality clearly does not complement expectation.

In this episode, journalist Nicole Casperson, discusses her role as the founder of WTFintech in calling out clear inequities in the finance industry and the media. As a woman who had been faced with a representational dilemma, Nicole continuously voices out her story and every story created by diverse leaders, no matter the gender, no matter the complexion.

Let us continue to advance our financial prowess by expanding our representation. Tune in now.

Highlights:

>> Nicole, the dynamic content creator behind WTFintech

>> What WTFintech offers to the financial technology industry

>> The importance of diversity to serve the underserved communities

>> Impact of representation in the media and business to people

>> Nicole’s source of motivation to grow and lead

>> How working in the media requires a strong support network

Connect with Nicole:

>> Instagram: @nicolecasperson

>> LinkedIn: www.linkedin.com/in/nicole-casperson

>> Twitter: @nicolecasperson 

>> Facebook: www.facebook.com/WTfintech 

>> Website: www.workweek.com/ 

If you loved this episode, you have to listen to these episodes as well: 

>> Empowering Women to be in Finance with Shana Sissel

>> People of Color Disrupting the Financial Industry with Dana Wilson

>> Creating Change Through Representation with Ana Trujillo Limón

I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

 

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Let’s Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF

Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com  Can’t wait to meet you.

In Pursuit of Financial Freedom with Antoinette Munroe

As children, we’ve seen our parents struggle financially and become chained to debt. Fast-forward to the present, we’ve grown into people who desire the opposite; to become financially stable and independent. 

My guest for today was able to do exactly just that! I am joined by Real Estate Investor and Financial Independence Coach, Antoinette Munroe. At just 36 years old, she was able to achieve her retirement goal!

In this episode, Antoinette shares her journey of pursuit towards financial independence. She talks about how Real Estate Investment became the fuel for her financial freedom journey. We also talked about Budget ABC’s, House Hacking, Travel Hacking, and more.

We’d love to help you on your journey, too! Join us in this episode. 

Highlights:

>> The Beginning of the Pursuit

>> Discovering Real Estate Investment 

>> Budget ABC’s: A fresh take on a balanced budget

>> Understanding your Cash Flow 

>> House Hacking: Eliminating your biggest expense to accelerate your path to financial independence

>> Your Short-Term and Long-Term Plan 

>> Travel Hacking: Low to no cost strategies for lifestyle enhancement 

Connect with Antoinette:

>> Instagram: www.instagram.com/fearlessandfreefi/ 

>> Youtube: Fearless & Free Fi 

>> LinkedIn: www.linkedin.com/in/jolieantoinette 

>> Facebook:  www.facebook.com/FearlessandFreeFi 

>> Email: fearlessandfreefi@gmail.com 

>> Website: www.fearlessandfreefi.com/ 

If you loved this episode, you have to listen to these episodes as well: 

>> Episode 2: Education, Financial Stability, Health and Your Well-Being 

>> Episode 16: How to Win at Student Loan Debt 

>> Episode 33: How to be Financially Intentional with Naseema McElroy

>> Episode 46: Getting out of Poverty & Creating Wealth with Dr. David Rhoiney 

I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

 

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Let’s Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF

Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com.  Can’t wait to meet you.

Own Your Home and Grow Your Mental Wealth with Carlese Laurent

From account executive to radio intern to furniture and limousine dealer, Carlese Laurent believed his resume was akin to a Rolodex. Refocusing however on his top two interests – numbers and people – he finally found fulfillment and mission in helping people own their homes.

Carlese Laurent joins us today to share his ragged path of paving for the life he always dreamed of. He also teaches us on how mortgage loans work and gives some advice on owning your own homes. On top of dealing with people to talk about mortgage loans, he is ardently educating people about mental wealth and financial discipline.

Be inspired by Carlese’ story and learn how to bring yourself home.

Highlights:

>> Carlese’s education and career background

>> What are involved in mortgage loans

>> Benefits of owning your own homes 

>> Learning to grow your mental wealth

>> What inspires Carlese to grow and learn more

>> Advice for people in achieving their dreams

Connect with Carlese:

>> Instagram: https://www.instagram.com/mlo_laurent 

>> Facebook: https://www.facebook.com/carlese22 

>> LinkedIn: https://www.linkedin.com/in/carlese-laurent 

If you loved this episode, you have to listen to these episodes as well: 

>> Home Ownership: Everything You Need To Know When Purchasing a New Home with Myra Alvarez & Jose Sahagun

>> Investing in Your Future through Real Estate with Jamisa Mclvor

>> Following your Passion & Growing Your Wealth with Modern Money’s Angela Moore

I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

 

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Let’s Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF

Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com. Can’t wait to meet you.

Building Generational Family Wealth with Mitch Brooks

The hard work we put in today are all for the same dream that one day, our children, the next generation, will live a life far better off than where we stand today. In order to get to that future vision, we have to focus on our present direction.

In this episode I am joined by Angel Investor and General Partner of High Street Equity Partners, Mitch Brooks. We will talk about closing the equity gap and building family wealth for the future generations. 

Mitch shares detailed steps on how you can change your financial trajectory. We discussed the two key ways on how to address the gap, getting over the barrier of access to capital, debt and equity investment, home ownership and entrepreneurship, and more. All crucial steps to reach your financial goals and dreams for yourself and your family. 

It’s time that your dreams finally become your reality!

Highlights:

>> Defining the Equity Gap 

>> The gateways to change the financial picture for generations to come 

>> Getting over the barrier of access to capital

>> Venture capital 

>> Debt Investment vs. Equity Investment 

>> Giving a percentage of Equity of Ownership to the right partner/s

>> Private Equity 

>> The importance of Entrepreneurship in closing the equity gap especially for people of color

Connect with Mitch:

>> Instagram: https://instagram.com/mitchbrooks

>> Twitter: https://twitter.com/mitchbrooks

>> LinkedIn: https://www.linkedin.com/in/mabiv 

>> Linktr.ee: https://linktr.ee/mitchbrooks 

>> Email: grow@highstreetequity.com 

>> Website: https://www.highstreetequity.com/ 

If you loved this episode, you have to listen to these episodes as well: 

>> Getting out of Poverty & Creating Wealth with Dr. David Rhoiney

>> Utilizing Your Financial Why to Help Change the Racial Wealth Gap

>> Bridging the Racial Wealth Divide with Dedrick Asante-Muhammad [Black History Month Special]

I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

 

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Let’s Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF

Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com  Can’t wait to meet you.

REAL Financial Planning with Carl Richards, CFP®

What is your Why?

In school, we are taught that math is all about numbers. Would you believe that it’s also about love? 

In this episode, Carl Richards, certified financial planner and author of The Behavior Gap, talks about Real Financial Planning. It’s not just about math but also about emotions. Figuring out your emotional problems and life direction is the solution to your financial problems. 

Carl talks about how getting to the root of what you truly love and want to do in life, sets the direction for your financial plan. You’ve got to decide on where you’re going first  before you figure out how to get there. 

Join us as we help you answer your why and begin the journey towards effective and real financial planning.

Highlights:

>> Accidentally entering the financial advice industry 

>> What Real Financial Planning is all about

>> Getting to the root: “What is your Why?”

>> The qualities of a real financial planner 

>> The continuous process of financial planning 

>> Finding the right financial Guide 

Connect with Carl:

>> Instagram: https://www.instagram.com/behaviorgap/?hl=en 

>> Twitter: https://twitter.com/behaviorgap 

>> LinkedIn: https://www.linkedin.com/in/thinkingcarl

>> Facebook: https://www.facebook.com/behaviorgap 

>> Email: hello@behaviorgap.com  

>> Website: https://behaviorgap.com/about/ 

If you loved this episode, you have to listen to these episodes as well: 

>> Episode 157: Forging Your Personal Financial Journey with Anthony J. Zhang 

>> Episode 154: Aligning Values and Investments with Laura LaTourette, CFP® and Ramona Maior, CFP

>> Episode 146: Behavioral Finance: How We Think About Money with Brian Portnoy

I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

 

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Let’s Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF

Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com  Can’t wait to meet you.

Stripper Financial Planning with Lindsey Swanson, CFP®

Adult entertainment is one of the oldest industries in history. Whether we recognize it as a part of society or not, it exists, and so do the sex workers who earn income through this. Being in this profession raises stigma, discrimination, and disrespect. And this is why there are very few who cater to their financial planning needs.

In this episode, we go back to California and its stigmatized ecosystem, with Lindsey Swanson who made it her mission to create an incredible financial support system specifically for sex workers. As the CEO of Stripper Financial Planning, Lindsey offers quality financial advice while protecting her client’s dignity and rights at the same time. 

Discover how really seeing the people in the adult entertainment industry can inspire your financial savvy and also broaden your perspective.

Highlights:

>> Lindsey shares how she found her niche

>> Stigma faced while working with sex workers

>> Discrimination sex workers face in society

>> Working on finances and passion at the same time

>> Embracing failures and overcoming gender discrimination

 

Connect with Lindsey:

>> Instagram: https://www.instagram.com/lindseyswansong/ 

>> Twitter: https://twitter.com/lindseyswansong 

>> LinkedIn: https://www.linkedin.com/in/lindsey-swanson-cfp%C2%AE-455930114/ 

>> Website: https://www.stripperfinancialplanning.com/ 

>> Spotify: https://open.spotify.com/user/lindseybartels 

If you loved this episode, you have to listen to these episodes as well: 

>> Episode 149: Banking the Unbanked with Jontae James

>> Episode 70: Finding Your Niche and Doing What you Love with Jannese Torres-Rodriguez

>> Episode 48: We Need To Talk… About Systemic Racism, Sexism And Discrimination In The Workplace

I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

 

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Let’s Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF

Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com  Can’t wait to meet you.

Forging Your Personal Financial Journey with Anthony J. Zhang

Welcome back to another episode of the Minority Money Podcast! There comes a time in everyone’s lives when you need to make a choice so huge that it can change how your life goes. In the case of my guest today, Anthony J. Zhang, it was the decision between being a full-time student, or dropping out and becoming an entrepreneur backed up by a VC.

When Anthony set out on his financial journey, he had to think with the end in mind and really plan out the kind of lifestyle he wanted– because he used that mindset to pave the road to building his wine and whiskey business that now sustains him and gives him the financial means to expand his own portfolio.

Tune into this episode and hopefully, it’ll inspire you on your own journey!

Highlights:

>> How Anthony formed his personal financial journey

>> Anthony’s advice for building your own financial journey

>> Learning and understanding more about digital assets and cryptocurrency

>> How Anthony uses wine and whiskey as an investment

>> What inspires Anthony to continue to grow and lead

Connect with Anthony:

>> Website: https://www.vinovest.co/ 

>> Facebook: https://www.facebook.com/vinovestofficial/  

>> Instagram: https://www.instagram.com/anthony_j_zhang/   

>> Twitter: https://twitter.com/anthony_j_zhang 

>> LinkedIn: https://www.linkedin.com/in/anthony-zhang-988a2375/

If you loved this episode, you have to listen to these episodes as well: 

>> Episode 156: We Need to Talk… About Wealth For All Families

>> Episode 84: Building a Successful Business with Sheneya Wilson [Black History Month Special]

>> Episode 45: The Secret to Being a Successful Investor with Daniel Crosby

I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.

 

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Let’s Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF

Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com  Can’t wait to meet you.